Looking to Own Your First Home?
Habitat for Humanity Chatham-Kent brings communities together to build quality, safe and affordable homes. Our Affordable Home Home Ownership Program provides an opportunity for qualifying families to move into homeownership and make affordable monthly payments on their home while building equity for their future.
Homeownership provides a strong foundation for families to build a better future and thrive in a stable long-term home. Through our Affordable Homeownership Program, families purchase their home at fair market value and will pay an interest free mortgage using no more than 30% of their gross household income.
Supported by donations, volunteers and community and corporate partnerships, Habitat for Humanity Chatham-Kent helps families by giving them the opportunity to realize the dream of owning a home. The impacts of owning a home are long lasting and life changing.
Habitat for Humanity Chatham-Kent Homeowners must be active participants in building a better home and future for themselves and their families.
Potential Applicants:
Please be advised that we do not anticipate that we will complete our next build until the fall or winter of 2026. Our Family Service Committee will only reach out to those applicants that meet the initial criteria as outlined in this quiz to move onto the next phase of the application process.
How to get started.
Applying for homeownership is easy with these three steps:
one.
Meet the following criteria.
Habitat for Humanity partner families meet three requirements in the following areas: need, ability to pay and willingness to partner. Below we have highlighted these key areas on how you may qualify.
two.
Complete the questionnaire.
Our online assessment form is designed to go over the key areas that make you eligible to partner with Habitat. It helps us get you on the right track to begin your application.
three.
Begin your application.
Once you have completed our online questionnaire, a member from our team will reach out to you to begin your application.